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AARP Life Insurance Program from New York Life Insurance Company

Level Benefit Term Life Insurance

Protection Amount

$10,000 to $150,000 in protection**

Coverage Period

Protection that can last to age 80

Rates

Lower initial rates that increase over time

No Medical Exam

Acceptance is based on your answers to health questions and other information you provide or give us permission to obtain

Permanent Life Insurance

Protection Amount

Up to $50,000 in protection

Coverage Period

Protection that can last your entire life

Rates

Guaranteed rates that never increase for any reason

No Medical Exam

Acceptance based on answers to health questions and other information

Guaranteed Acceptance Life Insurance

Protection Amount

Up to $25,000 in protection; Limited benefits for first 2 years

Coverage Period

Protection that can last your entire life, guaranteed acceptance*

Rates

Guaranteed rates that never increase for any reason

No Medical Exam

No health questions; Includes extra mortality risk charge

*If you're already insured with the program, the full coverage amount may not be available.
**Up to $100,000 for NY residents.

Looking for Higher Coverage?

  • Call New York Life at (800) 607-6957
    Monday to Friday: 8 a.m. - 8 p.m. (ET)